The Misconceptions of Credit | Arnita Johnson-Hall | TEDxYouth@LakeManalapan

Have you ever thought about being self-sufficient, independent, and solely dependent on your own income? Have you wanted to start learning about credit but didn’t know where to begin? Have you ever wondered about how important your credit report is in the process of getting employed for a job? Join Arnita Johnson in her talk as she talks about her real-life experiences with credit, the importance of being informed about credit, and how to become better aware and educated on how credit works.
From financial hardships to building a credit and financial literacy powerhouse, top credit expert and credit consumer advocate Mrs. Arnita Johnson-Hall has made it her primary mission to “Empower” and “Educate” women to invest in themselves and to take ownership of their financial status. This goal is what inspired Arnita to create and launch a credit and financial literacy enterprise that would change the face of credit education and personal money management. Arnita has been featured in numerous online and print publications, including Yahoo Finance, The Business Insider,, and International Business Times. To date she has helped over 1,000 professionals become board certified credit consultants. As if her life is not already filled with much excitement and great accomplishments, Arnita is a holistic cancer survivor, wife, mother of five and is pursuing a certification to become a financial health counselor. This talk was given at a TEDx event using the TED conference format but independently organized by a local community. Learn more at

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